Our best for your future
Whether you’re starting from scratch, or you have a diverse portfolio of investments to manage, you have our full commitment to care for your finances like we would our own.
Our Services
PORTFOLIO MANAGEMENT
Returns on invested money play a major role in our ability to accumulate assets for specific purchases we have in mind, in the future for retirement, or as a blessing for the next generation. One of the biggest questions regarding how money should be invested is when it will be used. Do you have a short or long horizon for the use of that money. We will work with you to determine the best way to invest for different goals and time horizons and can accommodate any portfolio from aggressive to conservative.
Using either all stock portfolios – which you may be surprised to learn offer more diversification than you can find in most mutual funds – or a mixture of ETFs and Mutual Funds we seek to maximize the return you see on your investments. We take the decisions off your plate of what and when as it pertains to buying and selling different investments, carefully monitoring your positions through research and analysis, looking for new companies poised to grow and getting rid of those that have run their course.
If you are looking for help in managing your portfolio we would love to have a conversation with you.
Planning Services
At Blue Jean Financial our desire is to help you realize your financial goals. One of the best ways to do that is through planning – sifting through your financial puzzle box and arranging the pieces so that you can achieve your objectives. Those are going to be different for each person and understanding your specific situation enables us to help you get further, faster. One family may need to get out of debt, another to decide how to begin distributing assets they have saved after retiring, another how to run their business effectively. There are several broad categories of planning:
Financial Planning
Here we are looking at your personal finances. Analyzing your cash flow, looking to fill gaps that could derail your financial goals, and looking out into the future to determine what you should be putting away for your future self.
Retirement Planning
In retirement planning we are analyzing the assets you have and determining the best, most tax efficient way – first for you, then as well for those you have identified as beneficiaries – to set these up and distribute them.
Business Planning
There are many business owners that are great at what they do, but the everyday paperwork and planning of running a business is overwhelming and they are hoping they are doing a good job. When we plan with people on their businesses, we provide expertise on how to set things up from business structure to cash flow, use of debt, etc. to free you to do what you are good at and know your business is running efficiently.
Tax Planning
This occurs throughout all the other facets of planning. Sometimes it is a main component other times it is only a small piece. We want to make sure to help you keep an eye on tax implications – not just for the current year tax bill, but out into the future as well.
College Planning
The potential cost to send kids to college is one that keeps parents up at night. We want to help you understand the college process so that you don’t make mistakes that can cost you tens of thousands of dollars. We will help you identify colleges that are good academic fits for your children and great financial fits for your family.
Each one of these options starts with a conversation and that conversation will cost you nothing. Contact us today to get the discussion started.